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Homepage | AccessLex

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credible.com
Credible | Find the Best Loans | Easily Compare & Save
Credible is the best way to save money on student loans, personal loans, and your mortgage. Compare top lenders and find low rates in just minutes. Behavioural and self-control technique. A commitment device is, according to journalist Stephen J. Dubner and economist Steven Levitt, a way to lock oneself into following a plan of action that one might not want to do, but which one knows is good for oneself. In other words, a commitment device is a way to give oneself a reward or punishment to make an empty promise stronger and believable.A commitment device is a technique where someone makes it easier for themselves to avoid akrasia (acting against one's better judgment), particularly procrastination. Commitment devices have two major features. They are voluntarily adopted for use and they tie consequences to follow-through failures. Consequences can be immutable (irreversible, such as a monetary consequence) or mutable (allows for the possibility of future reversal of the consequence).

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edfinancial.com
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