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何謂票貼？何謂支票借款？何謂支票借錢？何謂支票貼現？何謂支票兌現？何謂票貼借錢？何謂票貼借款？詳細解說！支票貼現簡稱票貼亦稱支票借款，在銀行業務裡稱為墊付國內票款，這是由銀行提供中小企業一定數量之遠期票據，打個折貸放（一般視票據發票人、行業別…等決定成數，多數介於6～8成間），其實真正的票貼應指提供本票或匯票之「支票貼現」，以預扣利息之方式買入票據，但對銀行而言作業成本太高，逐張計算不同票據貼現，對彼此都很麻煩，因此銀行除了承兌匯票外，幾乎沒有銀行願意辦理墊付國內票款之票借，其實大部分銀行都有辦理支票借錢，但你問了很多家都不受理，很難理解，因為比起純信用借款，銀行較能觀察掌握借款公司及交易對手部分金流之狀況，按理不應該排斥。而銀行票貼需要開票方的公司信用資料，與你的信用資料，還有401報表、公司資產負債表、評估你的財務狀況才會給予辦理票貼業務。但銀行在審核方面還是有一定的標準，而且也必需要提前辦理，但相對的銀行在提供票貼借款業

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