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Chapter 13 Trustee

Chapter 13 is a form of bankruptcy that enables individuals in the United States to pay off their debts when all other avenues of repayment have been exhausted. Enacted by Congress pursuant to Title 11, Chapter 13 bankruptcy seeks to provide individuals with a fresh start financially while also allowing creditors to maximize the amount of money they receive. Chapter 13 is a voluntary bankruptcy filing, and allows individuals with disposable income to a way to pay off their debts. Under a Chapter 13 filing, an individual undergoes a court-supervised reorganization of his/her finances. This chapter of the bankruptcy code differs from Chapter 7 which offers complete relief of many debts immediately upon filing. Under a Chapter 13 filing, the debtor must still pay off his/her debts, though now the repayment is under the supervision of a federal bankruptcy court.

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Topics: bankruptcy code, bankruptcy laws, bapcpa bankruptcy act, chapter 13 options, chapter 13 trustee, chapter 7 bankruptcies, the reform act, whate is chapter 13

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