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It is not surprising that many consumers believe that long term disability insurance is the only type of disability insurance available. Long term is by far the most common type purchased by consumers as well as the most common type offered by employers and membership organizations. However, there are short term disability insurance polices on the market and they can be useful when needed. This article examines some of the more common aspects between the two types of disability insurance. As mentioned above, long term disability insurance is the more commonly used type and it protects you should you become disabled through illness or injury. These policies usually begin to take effect once any short term disability policies end.

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Topics: boat insurance, business insurance, car insurance, caravan insurance, ctp insurance, general insurance, health insurance, insurance, life insurance

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