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Waking up in Geelong - Marcus Wong. Gunzel. Engineering geek. History nerd.

Marcus Wong. Gunzel. Engineering geek. History nerd. English payday loan provider. Wonga.com, also known as Wonga, was a British payday loan firm that was founded in 2006. The company focused on offering short-term, high-cost loans to customers via online applications, and began processing its first loans in 2007. The firm operated across several countries, including the United Kingdom, Spain, Poland and South Africa; it also operated in Canada until 2016, and in Germany, Switzerland, Austria and the Netherlands through the German payments business, BillPay, between 2013 and 2017.The company was responsible for inventing fully automated risk processing technology to provide short-term, unsecured personal loans online, including via tablet and mobile app. However, it also drew wide criticism from amongst politicians, charities and religious leaders, for the interest it charged, equated to an annual percentage rate (APR) of 1,509%; an example of this was that a loan of £100 over seventeen days (Wonga's average loan term) required £113.60 to repay. The company was criticised heavily by politicians, including the Labour Party leader Ed Miliband as a leading example of predatory lending. https://en.wikipedia.org/wiki/Wonga.com
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Topics: marcus wong. gunzel. engineering geek. history nerd, waking up in geelong

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