Similar sites like billboersmaonlifeinsurance.info

billboersmaonlifeinsurance.info Edit Report

Bill Boersma: On Life Insurance | Fee Based Life Insurance Consulting

What direct recognition is and what it's not. When it comes to dividend-paying whole life (WL), there are direct recognition and non-direct-recognition policy loans. Direct recognition loans allow the insurance company to set a different dividend rate for a policy with an outstanding loan. With a non-direct-recognition loan, the dividend is credited as if no loan exists and the loan is charged a separate loan interest rate. There is a difference of opinion about which is "better," and, as might not be surprising, each carrier touts the benefits of the way it leans. I'm not interested in wading into that debate today. I was recently involved in an analysis in which the plan could involve a significant policy loan. This proposal was with a carrier employing direct recognition, meaning, the dividend could be different when loans are taken. The fixed 6% loan rate was being touted as a backstop to potentially higher commercial lending rates in the future. I agree that this could be an important feature and I've noted it myself in some scenarios. In this situation the dividend rate is 6% and the loan rate is 6% so it was positioned as a "wash" and the client was told the policy couldn't backslide, meaning the loan couldn't grow faster than the cash value collateralizing it. Let's look closer to see if that's factual. The following is the email I sent to my client regarding this topic: John: I've put something together for your review to illustrate a point. It's important that you understand how policy loans work. Let's look at a hypothetical policy on your life. It's a $10 million WL death benefit with 10 years of premium. There are no term blend or riders. At age 76 (26 years from now), I had the software borrow as much cash value as is allowed, $15,244,000. You can see the net cash value and death benefit continue to grow for a while after this. To an extent, we can duplicate the math on a calcul

Categories: Blogs/Wiki, Finance and Banking
Topics: bill boersma, fee based life insurance consulting, on life insurance

billboersmaonlifeinsurance.info Reviews

Sites similar to billboersmaonlifeinsurance.info - Top 21 billboersmaonlifeinsurance.info alternatives

bridgefirstinsurance.com
Bridge First Insurance | Insuring Alexandria & Virginia
Compare multiple insurance quotes from your local independent insurance agent today. Bridge First Insurance provides auto, home, business, and life insurance for all of Virginia.

Categories: Finance/Banking, Business

Similar?
Yes 0 No 0

termland.com
Termland.com
All Things You Need To Know About Life Insurance

Categories: Finance/Banking, Finance and Banking

Similar?
Yes 0 No 0

wholehan.com
Wholehan Marketing |
Wholehan Marketing |

Semrush Rank: 4,373,052
Categories: Marketing/Merchandising, Finance and Banking

Similar?
Yes 0 No 0

brumwell.com
Brumwell Brokers ·Seleccionamos el mejor seguro para tí·
Nuestros clientes se despreocupan, nosotros nos encargamos de analizar e identificar la mejor cobertura sin ningún coste adicional.

Categories: Finance/Banking, Real Estate

Similar?
Yes 0 No 0

niwcorp.com
NIW Companies
NIW Companies specializes in innovative estate, business, and retirement planning solutions for high net worth professionals.

Semrush Rank: 3,180,321
Categories: Business, Finance and Banking

Similar?
Yes 0 No 0

over50lifeinsure.com
Compare Life Insurance Quotes Over 50 - Over50LifeInsure
We're a life insurance agency that speacilaizes in getting coverage for individuals over 50. Get instant life insurance quotes if you're over 50 years old.

Moz DA: 14 Moz Rank: 2.2 Semrush Rank: 41,104,498 Facebook ♡: 0
Categories: Business/Financial Services, Home/Personal Finance, Shopping/Classifieds, Finance/Banking, Business

Similar?
Yes 0 No 0

wittactuarialservices.com
Witt Actuarial Services
Witt Actuarial Services

Semrush Rank: 2,813,288
Categories: Business, Business

Similar?
Yes 0 No 0

lifeinsurance-orleans.ca
Life Insurance Orleans
Award Winning Ottawa Life Insurance Broker with over 10 years experience.Get quotes from 40+ insurance companies. Let us help you with your life insurance needs.

Semrush Rank: 8,457,312
Categories: Marketing/Merchandising, Health and Wellness

Similar?
Yes 0 No 0

healthliteracy.media
Health Literacy Media | United States
Health Literacy Media is a health communication firm, focused on health literacy. Based in St. Louis (but working around the world), HLM puts health literacy into action, bridging the gap between complex medical and scientific information and understanding, making it all accessible to everyone.

Categories: Education/Reference, Health and Wellness

Similar?
Yes 0 No 0

amaediting.blogspot.com
American Medical Association Editing
American Medical Association Editing

Semrush Rank: 1,798,703
Categories: Blogs/Wiki, Personal Websites and Blogs

Similar?
Yes 0 No 0

mafcompanies.com
MAF Companies |
MAF Companies |

Semrush Rank: 1,303,280
Categories: Business, Business

Similar?
Yes 0 No 0

tompkinsinsurance.com
Tompkins Insurance - Insuring Canada's Enduring Business Families
Tompkins Insurance - Insuring Canada's Enduring Business Families

Moz DA: 15 Moz Rank: 2.7 Semrush Rank: 19,972,521 Facebook ♡: 6
Categories: Business, Finance and Banking

Similar?
Yes 0 No 0

zenithmarketing.com
Ash Brokerage
A national, leading distributor of life insurance, long-term care insurance, disability insurance and annuities.

Categories: Education/Reference, Finance and Banking

Similar?
Yes 0 No 0

brokersedgeal.com
Home | BrokersEdge Annuity/Life Marketing
Home | BrokersEdge Annuity/Life Marketing

Semrush Rank: 2,910,260
Categories: Finance/Banking, Business

Similar?
Yes 0 No 0

pivot.com
Pivot Home
Pivot brochure site

Semrush Rank: 1,742,809 Facebook ♡: 951
Categories: Finance/Banking, Finance and Banking

Similar?
Yes 0 No 0

naviquote.com
Online Insurance Navigator
NaviQuote is a your guide through the confusing insurance World. Let us be your guide.

Categories: Finance/Banking, Business

Similar?
Yes 0 No 0

ricomaha.com
Resource Insurance Consultants
Resource Insurance Consultants

Categories: Finance/Banking, Finance and Banking

Similar?
Yes 0 No 0

ammetlife.com
The Right Insurance For All Your Needs | AmMetLife
Look for insurance coverage in medical, health, life, or other insurance plans you need. We ensure only the best for you and your loved ones.

Semrush Rank: 1,775,841
Categories: Finance/Banking, Finance and Banking

Similar?
Yes 0 No 0

signatureperformance.com
Signature Performance | Healthcare Administrative Services
Signature Performance is dedicated to transforming healthcare administration by lowering healthcare administrative costs and burdens.

Semrush Rank: 320,433
Categories: Business, Business

Similar?
Yes 0 No 0

aboveboardfinancial.com
AboveBoard Financial | Financial Advice, the Way It Should Be
AboveBoard's mission is to help people make great financial choices they can feel proud of. We operate under the "radical" notion that you deserve honesty and clarity.

Semrush Rank: 1,106,888
Categories: Business, Information Technology

Similar?
Yes 0 No 0

theunbrokenwindow.com
The Unbroken Window
Homines libenter quod volunt credunt

Categories: Blogs/Wiki, Personal Websites and Blogs

Similar?
Yes 0 No 0

Suggest Site to this list (billboersmaonlifeinsurance.info)

Please only suggest if the website is similar. We do check suggested websites carefully and only approve if it's completely similar.

Site Url

Why do you think it is similar?

Email address We'll never share your email with anyone else. You'll get a confirmation email.

3 (times) seven

I'm sure it's similar Yes

billboersmaonlifeinsurance.info Reviews

No reviews have been made yet.

What is sitelike.org?

sitelike.org is a free tool to search and find Similar Websites, alternatives or related to the given site.
It helps you to find similar sites based on keyword overlap and shared audience.
Our team is manually checking and finding similar websites and also our visitors are helping us to find the best similar websites.
"Similar sites like" first finds the best and top keywords for all websites and rank them.
We also use our internal algorithm with analysing the website contents and also several web sources to determine the main topics of websites which are used to find similar websites that have the closest matching set of topics. Our ranking system uses user generated content created by our team, our visitors and also our algorithm.