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Municipal Excess Liability – Saving Taxpayers. Protecting New Jersey's Hometowns.

Municipal Excess Liability Joint Insurance Fund. The MEL system has been successful because it has remained under the control of the members. By law, a JIF is a local governmental entity, not an insurance company. Every member appoints a commissioner, and each month over 250 Mayors, Council Members and other local officials come together at the nineteen local JIF meetings to make the decisions. JIFs are subject to all of the laws covering local government, such as the open public meetings act, the public contracts law, the fiscal affairs law and the local officials ethics act. Because the members have a strong sense of ownership, they apply considerable peer pressure on each other to prevent accidents and reduce costs.
Categories: Business, Finance and Banking
Topics: municipal excess liability, s hometowns, saving taxpayers. protecting new jersey

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