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Leaders in Governmental Risk Management PERMA helped organize the first municipal joint insurance fund (JIF) in NJ and now administers 24 JIFs including 8 health JIFs. PERMA-administered JIFs are recognized for their effective safety programs as well as progressive wellness and population health programs. PERMA’s programs have the lowest administrative costs in the business. PERMA’s programs are operated […]

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mrhif.com

mrhif.com mrhif.com           
Municipal Reinsurance Health Insurance Fund | MRHIF |
Municipal Reinsurance Health Insurance Fund | MRHIF |


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bmedhif.com

bmedhif.com bmedhif.com           
Gateway BMED Fund
The Fund’s legal name is the Bergen Municipal Employee Benefits Fund.  However, it adopted the trading name of Gateway BMED when its region expanded outside of Bergen County. Regulated by the Department of Banking and Insurance, the Fund provides opportunities to: Predict and control future costs Preserve local control over your insurance plan Influence claim costs […]


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coastalhif.com

coastalhif.com coastalhif.com           
Southern Coastal Fund
Regulated by the Department of Banking and Insurance, the Fund provides opportunities to: Predict and control future costs Save money by reducing expenses included in the premiums that would otherwise go to an insurance company Improve your cash flow by paying only fixed plan expenses and for claims that actually occur Earn interest on funds […]


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snjrebf.com

snjrebf.com snjrebf.com           
Southern Jersey Fund
Regulated by the Department of Banking and Insurance, the Fund provides opportunities to: Predict and control future costs Preserve local control over your insurance plan Influence claim costs through better program management Improve negotiating clout with carrier and administrators Create operating efficiencies Negotiate more favorable administrative costs The Southern Jersey Fund and its members place […]


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schoolshif.com

schoolshif.com schoolshif.com           
Schools Health Insurance Fund
IMPORTANT MEMORANDUM (9/10/21):  Legislative update with information on NJ Executive Order 253 which requires non-vaccinated Pre K – 12 education employees to undergo weekly COVID-19 testing. Click here to read/download. Regulated by the Department of Banking and Insurance, the Fund provides opportunities to: Predict and control future costs Save money by reducing expenses included in […]


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cjhif.com

cjhif.com cjhif.com           
Central Jersey Fund
Regulated by the Department of Banking and Insurance, the Fund provides opportunities to: Predict and control future costs Save money by reducing expenses included in the premiums that would otherwise go to an insurance company Improve your cash flow by paying only fixed plan expenses and for claims that actually occur Earn interest on funds […]


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jamontgomery.com

jamontgomery.com jamontgomery.com           
J.A. Montgomery
J.A. Montgomery Consulting provides customized risk control and claims management services for difficult situations where high levels of expertise are essential. With one of the most seasoned teams in the business, we have the perspective and ability to mitigate risks, resolve disputes and expedite claim settlements. Forensic Accounting & Claim Preparation Services J. A. Montgomery Consulting’s […]


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ocjif.org

ocjif.org ocjif.org           
ocjif - Home
ocjif - Home


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allenassoc.com

allenassoc.com allenassoc.com           
Allen Associates - Leading the Benefit Management and Financial Services Industries for Over 50 years
Since 1960, Allen Associates has been a leader in employee benefit management and financial services. We provide employee benefits to over 250 groups ranging from two to several thousand lives in the private and public sectors. With more than 60 years of experience and a staff of highly-trained and dedicated professionals, Allen Associates is noted



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bcjif.org

bcjif.org bcjif.org           
Bergen County Municipal Joint Insurance Fund - Home
Bergen County Municipal Joint Insurance Fund


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perma.org

perma.org perma.org           
PERMA | New York State's Leader in Municipal Workers' Compensation
PERMA | New York State's Leader in Municipal Workers' Compensation


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njmel.org

njmel.org njmel.org           
Municipal Excess Liability – Saving Taxpayers. Protecting New Jersey's Hometowns.
Municipal Excess Liability Joint Insurance Fund. The MEL system has been successful because it has remained under the control of the members. By law, a JIF is a local governmental entity, not an insurance company. Every member appoints a commissioner, and each month over 250 Mayors, Council Members and other local officials come together at the nineteen local JIF meetings to make the decisions. JIFs are subject to all of the laws covering local government, such as the open public meetings act, the public contracts law, the fiscal affairs law and the local officials ethics act. Because the members have a strong sense of ownership, they apply considerable peer pressure on each other to prevent accidents and reduce costs.



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connerstrong.com

connerstrong.com connerstrong.com           
Conner Strong & Buckelew | Insurance, Benefits and Risk Consultants
At Conner Strong & Buckelew we’re not just insurance and benefits brokers - we’re business experts. Our experts boast hundreds of years of combined experience working for and in the industries we serve. We sift through your unique risks and benefits needs, and we turn those into unique opportunities to strengthen your employees and your organization.



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perma.com

perma.com perma.com           
Home | Perma
For 70 years, we have focused on creating safer solutions for our schools, workplaces and the world. Choosing the right products and applications are critical business decisions - and we are here to help. Preserve your reputation and productivity by using products that are built to prevent accid ...



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permausa.com

permausa.com permausa.com           
perma USA | Automatic Lubricators
The name perma stands for innovative and creative solutions in lubrication technology. For over 50 years, perma USA has been offering solutions for single-point and multi-point lubrication in application areas including conveyors, electric motors, pumps, fans and blowers in many industries including mining and heavy industry, quarrying, refineries, gypsum, lime, cement, steel and iron, recycling, automotive and power generation.


Moz DA: 27 Moz Rank: 3.1 Semrush Rank: 1,370,862
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